If you have any old frozen pension schemes that have been left untouched for years, you may be eligible to consolidate the funds into a Self Invested Personal Pension and have the choice of where your money is invested.

There are investment opportunities which have guaranteed returns and can be tailored according to your personal ethics, for example environmentally friendly products.

The Stock Market is a very volatile place at the moment and your funds can rise and fall dramatically in the space of a few hours. Do you want to risk your retirement funds in a market led by people's perception of individual companies?

Please call Garry Robinson on either 0845 257 1692 or 07813 830264 for a free consultation to see if you qualify.